- Understand the nature of your workforce, job roles, and specific workplace risks involved in daily operations
- Accurately calculate total employee strength, monthly wages, and salary structure for proper declaration
- Choose adequate coverage based on your industry type, risk exposure, and number of employees
- Check coverage for temporary disability, permanent disability, medical expenses, and death benefits
- Carefully review policy inclusions, exclusions, compensation limits, and special conditions
- Disclose correct employee categories, nature of work, and risk classification to avoid claim issues
- Understand legal compliance requirements under applicable labour laws and regulations
- Clearly review deductibles, excess clauses, and overall claim settlement conditions before finalizing
At Dial2Insure, we help businesses protect their employees against workplace injuries, accidents, and occupational risks. Workmen Compensation Insurance ensures financial support for medical expenses, disability, or loss of income arising out of work-related incidents.
Employees Compensation (Workmen Compensation) Policy
Coverage for Workplace Injuries and Accidents
Occupational Disease Coverage
Medical Expenses & Disability Benefits
Legal Liability Protection for Employers
Before Buying Workmen Compensation Insurance
After Buying Workmen Compensation Insurance
- Verify company name, address, business details, and total employee count mentioned in the policy document
- Confirm salary declarations, wage calculations, and correct risk classifications for all employee categories
- Check the policy period, renewal date, and overall coverage limits carefully
- Maintain updated employee records, attendance data, and payroll documents for accurate reporting
- Clearly understand claim intimation timelines, required documents, and reporting procedures
- Keep digital and physical copies of the policy safely stored for compliance, inspections, and audits
